{"id":197331,"date":"2026-03-06T16:33:07","date_gmt":"2026-03-06T16:33:07","guid":{"rendered":"https:\/\/www.harnham.com\/job\/e1aeb1da-8723-4ba1-d23d-08d5948a7341-senior-credit-risk-analyst-england\/"},"modified":"2026-03-09T21:28:01","modified_gmt":"2026-03-09T21:28:01","slug":"e1aeb1da-8723-4ba1-d23d-08d5948a7341-senior-credit-risk-analyst-england","status":"publish","type":"job_listing","link":"https:\/\/www.harnham.com\/job\/e1aeb1da-8723-4ba1-d23d-08d5948a7341-senior-credit-risk-analyst-england\/","title":{"rendered":"Senior Credit Risk Analyst"},"content":{"rendered":"<h4><strong><a id=\"myCustomID\" href=\"https:\/\/www.harnham.com\/job\/E1AEB1DA-8723-4BA1-D23D-08D5948A7341\">To Apply for this Job Click Here<\/a><\/strong><\/h4>\n<\/p>\n<p><strong>Senior Credit Risk Analyst<\/strong><\/p>\n<p><strong>\u00a370,000-\u00a380,000 + equity<\/strong><\/p>\n<p><strong>UK-based \/ Fully remote (occasional optional co\u2011working meetups)<\/strong><\/p>\n<p>Harnham are working with a high\u2011growth fintech scale-up that provides risk analytics and decisioning, helping their customers reduce exposure, unlock growth and scale into new markets.<\/p>\n<h3><strong>THE COMPANY<\/strong><\/h3>\n<ul>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">A high\u2011growth fintech scale-up building advanced analytics and decisioning solutions for the wider payments and financial services ecosystem.<\/li>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">The business combines data science, automation and modern engineering to help clients improve risk visibility, streamline onboarding processes and enhance operational efficiency.<\/li>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">With strong investment backing and a globally distributed team, they are continuing to expand their product suite and strengthen their UK analytics capability.<\/li>\n<\/ul>\n<p><\/p>\n<h3><strong>THE ROLE<\/strong><\/h3>\n<p>You will join a growing analytics and risk team, working on a blend of credit risk, fraud analytics and machine learning projects that sit at the heart of the company&#8217;s product offering. This is a hands-on role with impact on strategy, pricing, on-boarding and merchant monitoring.<\/p>\n<p>Specifically, you can expect to be involved in:<\/p>\n<ul>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Developing analytical solutions to optimise credit risk, fraud strategies, pricing and limits.<\/li>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Building and improving machine learning models across risk and decisioning use cases.<\/li>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Analysing large merchant datasets to support portfolio monitoring and partner reporting.<\/li>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Working with commercial and technical teams to shape decisioning engines and new product capabilities.<\/li>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Supporting bespoke partner engagements, including risk assessments and insight generation<\/li>\n<\/ul>\n<h3><strong>YOUR SKILLS AND EXPERIENCE<\/strong><\/h3>\n<ul>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Experience in credit risk and\/or fraud analytics within financial services or fintech.<\/li>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Strong capability in Python and\/or SQL for analytics and model development.<\/li>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Background in data-driven strategy, modelling or decisioning (circa 2-3+ years&#8217; experience).<\/li>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Comfortable working in a fast-paced, product-focused environment.<\/li>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Ability to communicate insights clearly to technical and non-technical stakeholders.<\/li>\n<\/ul>\n<p><\/p>\n<h3><strong>THE BENEFITS<\/strong><\/h3>\n<ul>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Fully remote working.<\/li>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Private medical cover (including family cover).<\/li>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Regular global company meetups.<\/li>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Pension scheme and strong long-term business stability.<\/li>\n<\/ul>\n<h3><strong>THE PROCESS<\/strong><\/h3>\n<ul>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Initial 30-minute introduction and CV walk through.<\/li>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Technical case study (SQL and problem-solving).<\/li>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Interviews with senior stakeholders.<\/li>\n<li class=\"___ccc16d0 fje8fi8 f1ng9h0j f1bwykku f18jd3zf\">Final HR stage.<\/li>\n<\/ul>\n<h3><strong>HOW TO APPLY<\/strong><\/h3>\n<p>Please register your interest via the apply link on this page.<\/p>\n<p><\/p>\n<\/p>\n<p><img src=https:\/\/counter.adcourier.com\/UGllcmNlSGFycmlzLjcwNjA2LjEzMTk3QGhhcm5oYW1zZWFyY2guYXBsaXRyYWsuY29t.gif><\/p>\n<h4><strong><a id=\"otherId\" href=\"https:\/\/www.harnham.com\/job\/E1AEB1DA-8723-4BA1-D23D-08D5948A7341\">To Apply for this Job Click Here<\/a><\/strong><\/h4>\n","protected":false},"author":0,"featured_media":0,"template":"","meta":{"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","inline_featured_image":false,"_promoted":"","_job_location":"England","_application":"","_company_name":"Harnham","_company_website":"https:\/\/www.harnham.com\/","_company_tagline":"","_company_twitter":"","_company_video":"","_filled":0,"_featured":0,"_remote_position":0,"_job_salary":"","_job_salary_currency":"","_job_salary_unit":""},"job-categories":[61],"job-types":[60],"class_list":{"0":"post-197331","1":"job_listing","2":"type-job_listing","3":"status-publish","4":"hentry","6":"job-type-permanent"},"yoast_head":"<!-- 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