SEARCH ALL
OUR DATA & AI JOBS

To Apply for this Job Click Here

SENIOR DATA SCIENTIST

LONDON- HYBRID

UP TO £75,000

I’m currently working with a leading UK fintech that is looking to bring in a Senior Data Scientist to join their growing decision science team.

You’ll be responsible for developing and deploying models that support underwriting decisions, pricing strategies, and fraud detection, working closely with product, engineering, and risk teams to ensure models are robust, scalable, and delivering commercial value.

THE ROLE

• Develop and enhance credit risk models, including scorecards and machine learning models for underwriting and portfolio management
• Build pricing models and optimisation strategies to support customer acquisition and portfolio profitability
• Design and improve fraud detection models to identify suspicious activity and reduce financial losses
• Work closely with product, risk, and engineering teams to deploy models into production
• Analyse large datasets to uncover insights that inform decisioning strategies
• Monitor model performance and drive continuous model improvements

REQUIREMENTS

• Strong experience developing credit risk, fraud, or pricing models within financial services or fintech
• Strong programming experience in Python (pandas, scikit-learn, XGBoost etc.)
• Solid SQL skills and experience working with large datasets
• Good understanding of machine learning and statistical modelling techniques

HOW TO APPLY

Please send your application below or reach

To Apply for this Job Click Here

To Apply for this Job Click Here

Senior Credit Risk Analyst

£70,000-£80,000 + equity

UK-based / Fully remote (occasional optional co‑working meetups)

Harnham are working with a high‑growth fintech scale-up that provides risk analytics and decisioning, helping their customers reduce exposure, unlock growth and scale into new markets.

THE COMPANY

• A high‑growth fintech scale-up building advanced analytics and decisioning solutions for the wider payments and financial services ecosystem.
• The business combines data science, automation and modern engineering to help clients improve risk visibility, streamline onboarding processes and enhance operational efficiency.
• With strong investment backing and a globally distributed team, they are continuing to expand their product suite and strengthen their UK analytics capability.

THE ROLE

You will join a growing analytics and risk team, working on a blend of credit risk, fraud analytics and machine learning projects that sit at the heart of the company’s product offering. This is a hands-on role with impact on strategy, pricing, on-boarding and merchant monitoring.

Specifically, you can expect to be involved in:

• Developing analytical solutions to optimise credit risk, fraud strategies, pricing and limits.
• Building and improving machine learning models across risk and decisioning use cases.
• Analysing large merchant datasets to support portfolio monitoring and partner reporting.
• Working with commercial and technical teams to shape decisioning engines and new product capabilities.
• Supporting bespoke partner engagements, including risk assessments and insight generation

YOUR SKILLS AND EXPERIENCE

• Experience in credit risk and/or fraud analytics within financial services or fintech.
• Strong capability in Python and/or SQL for analytics and model development.
• Background in data-driven strategy, modelling or decisioning (circa 2-3+ years’ experience).
• Comfortable working in a fast-paced, product-focused environment.
• Ability to communicate insights clearly to technical and non-technical stakeholders.

THE BENEFITS

• Fully remote working.
• Private medical cover (including family cover).
• Regular global company meetups.
• Pension scheme and strong long-term business stability.

THE PROCESS

• Initial 30-minute introduction and CV walk through.
• Technical case study (SQL and problem-solving).
• Interviews with senior stakeholders.
• Final HR stage.

HOW TO APPLY

Please register your interest via the apply link on this page.

To Apply for this Job Click Here

To Apply for this Job Click Here

Senior Pricing Analyst

£50,000

London – Hybrid

Harnham are working with a growing insurance provider as they look to hire a Senior Pricing Analyst to support the development of robust pricing strategies across their travel insurance products.

THE COMPANY

• A growing UK insurance business known for its customer-focused approach and supportive working culture.
• Operating across a range of consumer products with a strong emphasis on innovation and data-led decision‑making.
• Recent investment and expansion mean strong opportunities for progression and development.

THE ROLE

You will play a key part in developing pricing strategies, analysing performance, and supporting commercial teams with insight-driven recommendations.

Specifically, you can expect to be involved in:

• Building and refining pricing models for insurance products.
• Analysing large data sets to identify trends, customer behaviour and pricing opportunities.
• Contributing to market and competitor analysis to support pricing decisions.
• Producing clear reports and presenting findings to senior stakeholders.
• Supporting forecasting activity and ensuring pricing practices align with regulatory standards.

YOUR SKILLS AND EXPERIENCE

• Strong analytical skills with experience using tools such as Excel, SQL, R or Python.
• Ability to communicate technical insights clearly to non-technical audiences.
• Experience in a pricing, analytics or financial role (insurance experience beneficial).
• Understanding of statistical modelling techniques, including GLMs.
• Highly detail-oriented and confident working across multiple projects.

THE BENEFITS

• Holiday allowance with incremental increases based on tenure.
• Core insurance and wellbeing benefits.
• Performance-related bonus scheme.
• Flexible hybrid working arrangements.
• Regular team events and professional development support.

THE PROCESS

• Initial 30‑minute interview.
• Technical stage focused on analytical capability.
• Final interview with senior stakeholders.

HOW TO APPLY

Please register your interest via the apply link on this page.

To Apply for this Job Click Here

To Apply for this Job Click Here

PRICING MANAGER- INSURANCE

£70-80K DEPENDING ON EXPERIENCE

LONDON BASED

This is an exciting opportunity to join a growing business in the insurance space where you can make a real impact on the business. You’d be able to work across a range of pricing analytics projects with the rare opportunity to really take ownership of your work and make an impact.

THE COMPANY

Our client are an exciting insurance business that are growing well. They’ve gone from strength to strength in recent years and this role is part of their increased presence in the market. You’d be able to work in small team within this hands-on, analytical role whilst also taking on management of a couple of analysts.

THE ROLE

• End-to-end development of some of their first GBM models across the book
• Develop and implement pricing strategies to enhance business performance
• Analyse large sets of customer data to drive insight and commercial performance across their pricing quotes
• Share insight with the wider team and helping to improve profitability across the business
• Manage a team of 2, helping with their development and progression

YOUR SKILLS AND EXPERIENCE:

• Essential to have experience within UK general insurance
• Essential to have had experience building GLM pricing models, ideally using ML techniques
• Exposure to both retail and risk pricing
• Good knowledge of programming software such as SAS, SQL, Python or R
• Experience managing junior analysts OR proven ability in coaching and leadership

SALARY AND BENEFITS

• Base salary £70-80,000 depending on experience
• Bonus
• Contributory pension scheme
• Work abroad scheme
• Private medical
• 25 days holiday

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link

To Apply for this Job Click Here

To Apply for this Job Click Here

Data Scientist – Credit Risk
£55-65,000
London

THE COMPANY

This business are a dynamic and fast-paced lender and are seeking a driven and experienced individual to join their team in building out their predictive models using cutting-edge Machine Learning techniques. This role is an opportunity for someone to be part of a successful company which is continuing to grow whilst driving impact in your work at the forefront of the market.

THE ROLE

• Work across a range of credit models within the business, predominantly scorecards and broader decisioning models
• Using innovative machine learning techniques to further enhance the model suite and drive profitability across the business
• Own the deployment and implementation of predictive models across the product suite
• Working closely with the Credit and Product teams to enhance performance and profitability across the business by collaborating on strategies and model enhancements

YOUR SKILLS AND EXPERIENCE:

• Essential to have experience developing predictive models, ideally within credit risk
• SQL and Python experience is essential
• Essential to have experience using Machine Learning techniques to develop non-linear models
• Experience in a fast-paced environment and ability to work across multiple projects, in a FinTech

SALARY AND BENEFITS

• Base salary from £55-65,000
• Company pension scheme
• Private medical care
• Equity scheme

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the ‘Apply’ link

To Apply for this Job Click Here

To Apply for this Job Click Here

Credit Strategy Manager

Up to £100,000

Hybrid

London

The Company

I am hiring a Credit Strategy Manager leading consumer finance FinTech’s based in London. Within this role you will be bringing your acquisitions and ECM strategy experience to focus on driving business growth through acquisitions and revenue from existing using tools like SQL and Python alongside your credit commercial background.

The Role

As a Credit Strategy Manager, you will be:

• Developing new insights to drive optimisation of credit risk strategies.
• Detecting new trends on customer data to help increase business revenue
• Developing credit risk strategies for Acquisitions and existing customers
• Working with senior leadership to implement/improve strategy.
• Using SQL and Python daily for strategy development

Your skills and experience

To be successful as a Credit Strategy Manager, you will need:

• Experience as a credit risk strategy manager/lead
• Experience working in a fast-paced environment
• Experience developing credit risk strategies for Acquisitions
• Ideally some experience developing ECM and Collections strategies
• Experience working on unsecured lending products, like credit cards and/or loans
• Experience working with SQL and Python
• STEM Degree from a top university

Benefits

Up to £100,000 + Benefits

To Apply for this Job Click Here

To Apply for this Job Click Here

Credit Strategy & Analytics Director

Up to £150,000

Hybrid

London

About the Company:

I am hiring a Credit Strategy Director for a leading lending fintech based in London. Within this role, you will be leading a team and setting up the strategies for existing customer management, to support the increase of profitability for their credit cards portfolio using tools like Python and SQL daily.

About the Role:

As a Credit Strategy Director, you will be:

• Driving insight for credit risk strategy using Python and SQL
• Detecting new trends on customer data to help increase business revenue
• Analysing both internal and external data to make strategic changes impacting growth and revenue
• Building out and leading a Credit Strategy function focusing on the ECM strategy
• Developing credit risk strategies across existing customers, like credit limit increase and decrease strategies
• Using SQL and Python daily for strategy development for the credit cards portfolio

Responsibilities:

To be successful as a Credit Strategy Director, you will need:

• Experience developing credit strategies for ECM.
• Experience working with unsecured credit portfolios
• Ideally experience working on Credit Cards
• Experience managing and leading a team for credit strategy
• Experience working with SQL and/or Python
• STEM Degree from a top university

Benefits

Up to £150,000 + Benefits

To Apply for this Job Click Here

To Apply for this Job Click Here

Senior Credit Risk Analyst

Up to £55,000

Hybrid

West Midlands

The Company

I am hiring a Senior Credit Risk analyst for lending business that leads the way on all types of unsecured lending for a large consumer base across the UK. Within this role you will help drive credit risk strategy using analytics to drive companywide profitability.

The Role

As a Senior Credit Risk Analyst, you will be:

• Reporting on credit risk insights and trends to senior stakeholders
• Using analytics skills to improve credit risk strategies
• Helping manage the credit risk customer lifecycle
• Spotting trends to find new ways to increase profitability for credit risk
• Developing new credit risk strategies across the business for acquisitions and existing customers.
• Working with and presenting to senior stakeholders daily within the role.

Your skills and experience:

To be successful as a Senior Credit Risk Analyst, you will need:

• Strong experience with SAS and/or SQL
• Experience as a credit risk analyst in an analytical position
• Experience developing credit strategies for acquisitions, ECM, or collections.
• Experience working in financial services
• Strong stakeholder management & excellent communication skills
• STEM Degree from a top university

Benefits

Up to £55,000 + benefits package

To Apply for this Job Click Here

To Apply for this Job Click Here

Senior Fraud Strategy Analyst

Up to £55,000

Hybrid

West Midlands

Company:

One of our fintech banking clients is looking for a strong Senior Fraud Strategy Analyst to join their fraud analytics function where you will be developing fraud strategies and providing insights on fraud performance using tools like SAS, SQL, and Python.

Responsibilities:

As a Senior Fraud Strategy Analyst, you will be responsible for:

• Crafting and implementing effective fraud strategies to mitigate risks and protect different clients and customers
• Utilizing SAS, SQL, and Python to analyse data, identify fraud patterns, and develop new fraud rules.
• Managing and mitigating various types of fraud with a focus on application fraud.
• Collaborating with multiple vendors to enhance fraud prevention measures and ensure seamless integration.
• Leveraging your experience in the UK banking sector to align strategies with regulatory requirements and industry best practices.

Key Requirements:

• Extensive experience in developing comprehensive fraud strategies.
• Proficiency in SAS, SQL, and/or Python
• In-depth knowledge of different types of frauds, ideally with experience in Application Fraud.
• Experience working with different fraud systems (Ideally Hunter & Cifas)

Salary: Up to £55,000 Per Year + Strong Benefits Package

To Apply for this Job Click Here

To Apply for this Job Click Here

Senior Credit Strategy Analyst !

Up to £80,000

Hybrid

London

The Company

I am hiring a Senior Credit Strategy Analyst leading dynamic FinTech based in London. Within this role you will be bringing your credit risk strategy experience to focus on driving business growth and profitability using tools like SQL and Python alongside your credit commercial background

The Role

As a Senior Credit Strategy Analyst, you will be:

• Developing new insights to drive optimisation of credit risk strategies.
• Detecting new trends on customer data to develop wider business strategies
• Developing credit risk strategies for Acquisitions and Existing Customers.
• Working with senior leadership to implement/improve strategy.
• Using SQL and Python daily for strategy development

Your skills and experience

To be successful as a Senior Credit Strategy Analyst, you will need:

• Experience as a credit risk strategy analyst
• Experience working in a fast-paced environment
• Experience developing credit risk strategies for Acquisitions and/or Existing Customer
• Experience working with SQL and Python
• STEM Degree from a top university

Benefits

Up to £80,000 + Benefits

To Apply for this Job Click Here

To Apply for this Job Click Here

Fraud Analytics Manager

London

Hybrid – 3 Days a week in office & 2 days from home

Up to £95,000

This is an exciting opportunity to take ownership of fraud strategy within a high‑growth fintech environment. You will shape how fraud is detected, prevented, and managed across a complex network, giving you the autonomy to deliver high‑impact improvements from day one.

The Company

They are a global fintech business with a strong focus on fraud prevention and financial crime risk management. As they expand their product offering in the UK, fraud has become a critical priority, and they are investing heavily in smarter detection, monitoring, and analytics.

The Role

* Analyse fraud trends and identify emerging risk patterns

* Improve fraud detection and monitoring capabilities across the lifecycle

* Define fraud frameworks, guidelines and risk routines

* Lead complex fraud investigations end to end

* Advise on strategy, automation and operational processes to reduce fraud exposure

* Partner with product, strategy, and operations teams

* Use SQL to extract and analyse data for decision‑making on fraud strategy and frameworks

Your Skills and Experience

* Strong expertise in fraud risk, ideally within payments, PSPs or online marketplaces

* Experience managing complex fraud investigations and shaping fraud strategy

* Understanding of fraud risks, chargebacks or fraud decisioning tools

* Ability to work in a first‑line fraud or risk environment

* Confident working cross‑functionally with technical and operational stakeholders

* Strong SQL skills for pulling and analysing data

* Proactive approach to independently owning and resolving problems

Apply now:

To Apply for this Job Click Here

To Apply for this Job Click Here

Credit Strategy Manager
Up to £100,000
Hybrid
London

The Company
I am hiring a Credit Strategy Manager top innovative lending business based in London. Within this role you will be bringing your lending acquisitions and underwriting analytics experience to support the business growth across the business lending portfolio using tools like SQL and Python

The Role
As a Credit Strategy Manager, you will be:

* Developing Credit risk strategies for acquisitions and exciting customers

* Developing new insights to drive credit risk strategies for acquisitions and underwriting automation for loans

* Detecting new trends on customer data to help increase business revenue across the portfolio

* Analysing both internal and external data to drive credit decisioning.

* Working with senior leadership to implement/improve credit risk strategies.

* Using SQL and/or Python daily for strategy development

Your skills and experience
To be successful as a Credit Strategy Manager, you will need:

* Experience developing acquisitions and/or underwriting strategies for a fintech/top UK bank

* Strong analytics skillset and mathematical way of thinking

* Experience working on unsecured lending/business loans portfolios.

* Strong experience developing credit risk strategies using SQL and Python

* A STEM degree from a top university

Benefits
Up to £100,000 + comprehensive benefits package

To Apply for this Job Click Here